When your AI agent approves a loan, flags fraud, or processes a claim, Parmana creates a tamper-proof record of exactly what happened and why. So you can prove it to regulators, auditors, and customers.
LIVE DEMO
A real voice AI collects information from a customer and makes a decision. Watch Parmana create a tamper-proof record in real time. No scripts. Real AI. Real proof.
Watch Demo plays automatically with voice. Live Call uses your microphone.
The Problem
Most companies cannot.
Your AI agent approves loans, flags fraud, and processes insurance claims every day. But when an auditor or regulator asks "show me why this decision was made" โ most teams can only show a log file. Log files can be changed.
Having a risk policy document does not mean you followed it every time. Regulators want proof that your AI followed your rules on every single decision. Not a sample. Every one.
Your AI model suggests an action. Your system executes it. But who is accountable if it goes wrong? Without a clear audit trail, nobody can answer that question.
The Solution
Your business rules applied consistently. Every decision sealed and ready to verify.
Same business rules applied every time. No exceptions. No shortcuts.
Every decision gets a digital seal. If anyone changes the record โ it breaks. Like a wax seal on an envelope.
Your auditor, regulator, or customer can verify any decision independently. They do not need access to your systems.
Each decision is recorded exactly once. The system prevents the same decision being processed twice by mistake.
How It Works
Four simple steps
Write your approval criteria in a simple file. Who qualifies for a loan? What triggers a fraud flag? Parmana validates and locks your rules.
Your voice AI or chatbot talks to the customer and gathers the relevant information. Credit score, loan amount, claim details.
Your business rules are applied automatically. A tamper-proof record is created instantly. The decision cannot be changed after this point.
Any regulator or auditor can verify the decision using just the record and your public key. No need to access your systems.
Use Cases
Tamper-proof decision records for every loan, fraud flag, insurance claim, and KYC check.
Tamper-proof loan decision records, ready for RBI audit.
Your loan officer AI collects the customer's CIBIL score, income, and loan requirement. Parmana applies your credit policy automatically and creates a tamper-proof approval or rejection record. Every decision is auditable by RBI if required.
{
"customer": "Rahul Sharma",
"cibil_score": 750,
"loan_amount": "โน5,00,000",
"employed": true,
"decision": "approved",
"reason": "Excellent CIBIL score"
}Works With Your Existing Systems
No need to replace anything. Parmana plugs into what you already have.
Built For Regulated Industries In India
Parmana helps you meet compliance requirements with verifiable proof.
AI decision audit trails as required by RBI's digital lending guidelines.
Tamper-proof claims decision records for insurance regulatory compliance.
KYC and AML decision records verifiable by regulators.
Every AI decision available for internal audit teams instantly.
Decision records that support your information security compliance.
All data stays in India. Nothing sent to foreign servers.
Open Source
Parmana is completely free to use. The full code is publicly available for your security team to inspect. No black boxes. No hidden logic. Your team can read every line.
Pricing
Start free. Pay only when you scale.
Contact
No sales team. No waiting. Get answers from the person who built it.
Watch a live demo of an AI agent making a governed loan decision โ with full proof record created instantly.