Trusted by AI teams in India

Every AI decision
provable, auditable, protected.

When your AI agent approves a loan, flags fraud, or processes a claim, Parmana creates a tamper-proof record of exactly what happened and why. So you can prove it to regulators, auditors, and customers.

โ–ถ Watch DemoRead the docs โ†’
review session
Free & Open Source
Tamper-proof records
Works inside your company
No vendor dependency

LIVE DEMO

Watch an AI agent make a governed decision.

A real voice AI collects information from a customer and makes a decision. Watch Parmana create a tamper-proof record in real time. No scripts. Real AI. Real proof.

Watch Demo plays automatically with voice. Live Call uses your microphone.

The Problem

AI is making decisions. Can you prove they were correct?

Most companies cannot.

Decisions happen. Proof does not.

Your AI agent approves loans, flags fraud, and processes insurance claims every day. But when an auditor or regulator asks "show me why this decision was made" โ€” most teams can only show a log file. Log files can be changed.

Showing a policy is not enough.

Having a risk policy document does not mean you followed it every time. Regulators want proof that your AI followed your rules on every single decision. Not a sample. Every one.

Who is responsible for the AI decision?

Your AI model suggests an action. Your system executes it. But who is accountable if it goes wrong? Without a clear audit trail, nobody can answer that question.

The Solution

Parmana records every AI decision with tamper-proof proof.

Your business rules applied consistently. Every decision sealed and ready to verify.

Consistent

Same business rules applied every time. No exceptions. No shortcuts.

Tamper-proof

Every decision gets a digital seal. If anyone changes the record โ€” it breaks. Like a wax seal on an envelope.

Verifiable by anyone

Your auditor, regulator, or customer can verify any decision independently. They do not need access to your systems.

No duplicates

Each decision is recorded exactly once. The system prevents the same decision being processed twice by mistake.

Decision Review
Loan request reviewed
Credit score checked
Decision: Approved
Reason: Requirements matched
Decision saved
Review complete โœ“
Saved for review

How It Works

How it works

Four simple steps

1

Set your business rules

Write your approval criteria in a simple file. Who qualifies for a loan? What triggers a fraud flag? Parmana validates and locks your rules.

2

AI agent collects information

Your voice AI or chatbot talks to the customer and gathers the relevant information. Credit score, loan amount, claim details.

3

Parmana makes the decision

Your business rules are applied automatically. A tamper-proof record is created instantly. The decision cannot be changed after this point.

4

Full audit trail ready

Any regulator or auditor can verify the decision using just the record and your public key. No need to access your systems.

Use Cases

Built for financial services in India.

Tamper-proof decision records for every loan, fraud flag, insurance claim, and KYC check.

Loan Pre-qualification

Tamper-proof loan decision records, ready for RBI audit.

Your loan officer AI collects the customer's CIBIL score, income, and loan requirement. Parmana applies your credit policy automatically and creates a tamper-proof approval or rejection record. Every decision is auditable by RBI if required.

Status:APPROVED
Example Decision
{
  "customer": "Rahul Sharma",
  "cibil_score": 750,
  "loan_amount": "โ‚น5,00,000",
  "employed": true,
  "decision": "approved",
  "reason": "Excellent CIBIL score"
}

Works With Your Existing Systems

Works with your existing systems.

No need to replace anything. Parmana plugs into what you already have.

What you need
What you use
What Parmana adds
Security keys
Your own or AWS/Azure keys
The sealing system
Database
Your existing database
The proof format
Audit system
Your current audit tool
The verified records
Technology stack
Node.js, your cloud
Just an npm package
Business rules
Your policy documents
The rule engine

Built For Regulated Industries In India

Built for regulated industries in India.

Parmana helps you meet compliance requirements with verifiable proof.

RBI

RBI Guidelines

AI decision audit trails as required by RBI's digital lending guidelines.

IRDAI

IRDAI Requirements

Tamper-proof claims decision records for insurance regulatory compliance.

SEBI

SEBI / AML

KYC and AML decision records verifiable by regulators.

AUDIT

Internal Audit

Every AI decision available for internal audit teams instantly.

ISO 27001

ISO 27001

Decision records that support your information security compliance.

INDIA

Data Residency

All data stays in India. Nothing sent to foreign servers.

Open Source

Free and open source.

Parmana is completely free to use. The full code is publicly available for your security team to inspect. No black boxes. No hidden logic. Your team can read every line.

12
software packages
200+
automated tests
Free
Apache 2.0 licence
GitHubDocumentation โ†’

Pricing

Simple, honest pricing.

Start free. Pay only when you scale.

Starter
Free
Perfect for developers and startups.
  • Full open source software
  • Run it yourself
  • Unlimited decisions
  • Community support
  • Perfect for: developers and startups
Get started free โ†’
Popular
Growth
Contact us
Perfect for growing fintech companies.
  • Everything in Starter
  • Managed hosting
  • Decision dashboard
  • Email support with SLA
  • Perfect for: growing fintech companies
Contact us โ†’
Enterprise
Custom
Perfect for banks and large NBFCs.
  • Everything in Growth
  • Dedicated setup support
  • Compliance documentation
  • Direct engineer access
  • Custom SLA
Talk to us โ†’

Contact

Talk to the founder directly.

No sales team. No waiting. Get answers from the person who built it.

Send an email
founder@manthan.systems ยท For demos, pricing, and partnerships
Send Email
Connect on LinkedIn
Pavan Charak ยท See what we are building
Open LinkedIn

See it working in 2 minutes.

Watch a live demo of an AI agent making a governed loan decision โ€” with full proof record created instantly.

โ–ถ Watch DemoView on GitHub โ†’